Description: There are growing concerns that the Asian bird flu virus will evolve into a form that can be transmitted from human to human, thus unleashing a new global flu pandemic. This article uses the Spanish flu epidemic and the German life insurance portfolio to analyze the additional claims expenditure due to a pandemic.

Description: A perspective of the impact on the insurance industry after the first decade of AIDS in the US.

Description: This article is a detailed historical chronicle circa 1870 of a dispute concerning dividend distribution that was to draw into the fray university professors, a future justice of the Supreme Court, the Massachusetts insurance commissioner, and the daily press.

Description: Examines the trends affecting the distribution system for the industry's products, and the regulatory and tax environment in which life companies operate. Also looks briefly at the state of competition in the industry.

Description: This article is a discussion about the trends and changes affecting the life insurance industry by impacting product growth. Read how today's ideas can become tomorrow's successes.

Description: Lapse rates from a recent, no dates specified, study of life insurance sold in New York State savings banks are summarized. They are compared with rates from a recent LIMRA inter-company study of agency business. First-year rates are broken down by premium frequency, and yearly rates are shown by type of life insurance plan.

Description: This article examines the changes in U.S. regulatory reserve and risk-based capital requirements that will significantly impact the insurance industry and practicing actuaries. It summarizes activity related to principles-based reserves and risk-based capital initiatives during 2005.

Description: This is the second article in a four–part series. In this article, the industry's products are examined.

Description: Article from The Actuary, June 1972 – volume 6 - Issue 6 presents the discussions of State Taxation which was presented at the October meeting of the Actuarial Club of the Pacific States.

Description: Outlines a generic business model for a life insurance company and concludes with thoughts on future trends and prospects.